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WHAT IS ANTI-MONEY LAUNDERING?

Lutte Anti Blanchiment

The AMF, Autorité des Marchés Financiers (The French Financial Markets Authority), fights every year against money laundering as well as the financing of terrorism. Since February 2020, the 5th directive has also been setting up a series of measures to carry out this fight in the best conditions. Therefore, every day, all financial institutions but also real estate professionals show great vigilance in the fight against money laundering. Here are some important things about it.

 OUR 5 TIPS FOR INVESTING IN SCPI

Investir en SCPI

Real estate investment trusts (SCPIs) have replaced property companies created in the 1960s. In 1970, they were placed under the supervision of the COB (Commission des Opérations de Bourse) which later became the AMF (Autorité des Marchés Financiers – the French stock market authority); nevertheless, they were not stock market products and depended on collective investment undertakings (OPCs – Organismes de Placement Collectif).
From 1980, the strong development of the real estate market favored the savers’ interest in SCPIs whose offer grew considerably, because of their much higher return compared to that of regulated passbook savings accounts, and with a lower risk.
When you invest in ‘paper stone’, you become the co-owner of a property whose management is entirely organized by the company that bought it. Rental income is prorated to the number of your shares and is paid to you regularly, either monthly or quarterly.
In this article, we will give you five tips and explain why SCPIs are an interesting investment regardless of your investor profile, then we will list their advantages as well as their drawbacks.

Understand how SCPIs work in 5 minutes

In a context of declining returns on French people’s most popular investments, namely the ‘Livret A’ passbook account and life insurance, SCPIs deserve to be known.
If you want to diversify your assets and you still do not know this medium, here is an article that will help you understand how they work before investing

HOW TO AVOID BEING A VICTIM OF A SCPI SCAM?

Arnaque SCPI

It is not uncommon nowadays, and unfortunately even frequent, to see SCPI scams, and for good reason. SCPIs, Sociétés Civiles de Placement Immobilier, are increasingly appreciated by new or experienced investors: it is ideal for building up savings with an interesting return, where bank investments are no longer so popular.
Also called “paper stone”, the SCPI is more than ever victim of its own success and plagued by well-conducted scams.

DEFINE YOUR RETIREMENT SAVINGS STRATEGY

Stratégie d'épargne retraite

Saving money to apprehend the future with serenity is important. But if saving money is interesting, in order for you to enjoy a reserve of money when you retire, it is essential to think carefully about your investment strategy. Indeed, not all savings products are equal and will not generate the same results. To prepare for retirement and optimize your financial investments, here are some tips.

SHOULD YOU INVEST IN SCPIs IN 2022?

Investir dans les SCPI

As 2022 approaches, their purchasing power is one of the major concerns of the French. The health crisis, the rising costs of energy and everyday consumer products are increasingly affecting their standard of living.
In the face of this inflation, whose impact is beginning to panic financial markets, households are worried about their savings being eaten a little more every month. Investing in SCPIs is a simple way to protect your savings and increase your wealth.
In this article, we are about to give you five good reasons why you should adapt your investments to the inflationary context and invest in SCPIs.

INVESTING IN A HEALTHCARE SCPI: ALL YOU NEED TO KNOW

Investir SCPI santé

Among the many investment opportunities, SCPIs focusing on healthcare are becoming increasingly popular, and for good reasons. A healthcare SCPI provides a comprehensive range of estates that offer a remarkably interesting return. A true real estate asset, the health SCPI represents a dynamic market that is constantly evolving, giving the possibility to foresee its future serenely.. In the following lines, we will explain why and how you should invest in a healthcare SCPI.

SAFE INVESTMENT: CONTROLLING RISK ACCORDING TO YOUR PROFILE

Investissement sur

When it comes to investment, there is a reality that should not be forgotten: there is no solution that can combine good profitability with good security. However, you can choose between different investments whose returns vary according to their security level.
Thus, a safe investment is a risk-free investment that guarantees your capital. In this article, we will try to determine how your eagerness to take risks can meet your profit expectations.